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RISK MANAGEMENT, RETHOUGHT

Sophisticated risk management that supports dealers and manufacturers.

Most companies buy insurance. We help heavy equipment manufacturers and dealers manage risk strategically — across enterprise, extended protection, and rental programs.

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We once told a
manufacturer they were making
too much profit.

Most consultants won't say that. We're not consultants - we're partners, even when honesty costs us business.

 

For over a decade, we've helped heavy equipment dealers, manufacturers, and industrial operators build risk management platforms that create lasting value - through strategic thinking and rigorous analysis, not procurement tricks.

 

We're in it for the long haul.

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​Most companies are great at
buying insurance.

Few are great at managing risk.

THE PROBLEM WITH HOW MOST COMPANIES MANAGE RISK

Here's how most companies approach it

It's transactional.
It's reactive.

We think there’s a better way.

We build partnerships,
not project files.

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Our Team

Jimmy founded Garde Solutions in 2014 after spending over a decade leading insurance and extended protection programs at Caterpillar, including three years based in Singapore, as Managing Director for Asia Pacific.At Caterpillar, he designed and launched extended service contract and equipment insurance programs across China, Southeast Asia, and India - navigating complex regulatory frameworks in markets where insurance carried cultural stigma.His work spans warranty program design, captive insurance structures, actuarial analysis, and risk platform governance across the global heavy equipment ecosystem. Before Garde Solutions, Jimmy was Vice President of Claims for Cat Insurance Services and served as an officer of Caterpillar’s property & casualty insurance company.

What drives Jimmy’s approach:
Curiosity. Persistence. A genuine fascination with howthings work - whether it’s the mechanics of heavy equipment or the architecture of riskmanagement platforms.
Janna oversees operational execution across Garde’s partner programs, managing implementation and administration of captive insurance structures, extended protection programs, and enterprise risk initiatives.She works directly with partner leadership teams to coordinate financial reporting, compliance processes, and operational management - ensuring that strategic plans become disciplined operational reality. Before joining Garde Solutions, Janna held leadership roles as Accounting Manager, HRManager, and Director of Operations at a growing technology company, bringing expertise in financial management and organizational operations.Education: Bachelor of Business Administration and Master of Accounting from Lipscomb University

What drives Janna’s approach:
Building genuine relationships that go beyond emails andmeetings. Ensuring that the systems and processes we design actually work in practice, not just in theory.

Janna Riggs
Vice President, Operations & Program Management

Jimmy Bynum
Founder and President

Based in Nashville, Tennessee
Serving Partners Across North America and Globally

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© 2025 Garde Solutions, LLC. All rights reserved. 

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